Hyderabad, 19th June 2025: Shriram Finance Limited (SFL), the flagship company of the Shriram Group, has announced a revision in interest rates on Fixed Deposits (FDs) across various maturity tenures. The revised rates will come into effect from June 26, 2025.
Revised Interest Rates (Effective June 26, 2025)
|
Tenure
|
Existing Rate
p.a
|
Revised Rate
p.a
|
|
12 months
|
7.65%
|
7.35%
|
|
15 months (Digital Only)
|
7.90%
|
7.50%
|
|
18 months
|
7.80%
|
7.40%
|
|
24 months
|
7.90%
|
7.50%
|
|
36 months
|
8.40 %
|
8.00 %
|
|
50 months
|
8.40 %
|
8.00 %
|
|
60 months
|
8.40 %
|
8.00 %
|
Additional benefits will continue to apply as follows:
- Senior citizens (aged 60 years or above at the time of deposit/renewal) are eligible for an additional interest of 0.50% p.a.
- Women depositors will receive an additional 0.05% p.a.
- Renewals of matured deposits will attract an additional 0.15% p.a.
- For deposits above ₹10 crore, the applicable interest rate may vary from the published card rate but within the cap on Rate of Interest specified by the RBI.
The Fixed Investment Plan (FIP) interest rates are also revised as per the above effective June 26, 2025.
|
Tenure
|
Existing Rate
p.a
|
Revised Rate
p.a
|
|
12 – 23 months
|
8.50%
|
7.35 %
|
|
24 – 35 months
|
8.75%
|
7.50 %
|
|
36 – 48 months
|
9.00%
|
8.00 %
|
Additional benefits will continue to apply as follows:
- Women depositors will receive an additional 0.05% p.a.
- Fixed Investment Plan will be available only through ‘Shriram One’ mobile application and the company’s website.
- Other terms and conditions of the Fixed Investment Plan (FIP) shall remain unchanged.
Shriram Finance Fixed Deposits are rated “[ICRA]AA+ (Stable)” by ICRA and “IND AA+/Stable” by India Ratings and Research. Deposits will be accepted in multiples of Rs. 1,000/-, subject to a minimum amount of Rs. 5,000/-.